When entering the world of card payments


We are often afraid of doing something new, making a change, but often it turns out to be the best decision. Here we are going to discuss a few differences between the terminals and your type of business.

Let’s face it, cash is soon going to be old news, become rare. With more and more people carrying plastic around more than cash, fewer cash machines around, plus coronavirus, it’s quite evident that most businesses will have to start taking card payment.

So, you hop onto Google and look for a card payment provider… uh oh… you have 000’s to choose from. What do you do?
Well… firstly, what are you taking payment for?
Can you send invoices or ask for payments upfront via transfer?
Or can you send a payment link, so the customer inputs the payment details?
How about taking payment over the phone?
Or do you have an online shop?
Are you bricks and mortar? With Wi-Fi or without?
Believe it or not, all the above require different terminals.

Now let me name them for you so you can make sense of it easily.
Bank transfer payments don’t require a terminal.
Payment links are known as a virtual terminal
Over the phone payments are non-secure payments and therefore can be through virtual or physical terminals, virtual may work out cheaper, but if you have a store too then maybe a physical terminal.
If you have an online shop you will need an eCommerce terminal.
And if you are physical bricks and mortar store, then you need a physical terminal which is either hardwired into your broadband or phone or has a Wi-Fi connection.

Sounds confusing right? That’s why we will always first ask you to describe what you do as a business and how you take payment, so we can recommend the best terminal for you. We wouldn’t be experts in the field if we asked you to Google what you want then ask us for it.

Get in touch now on 01908 597449 or email info@ud-ms.co.uk